|本期目录/Table of Contents|

[1]王璐,蔡风景,张长霓,等.温州市城镇职工基本医疗保险基金可持续运行分析[J].温州职业技术学院学报,2016,04:38.
 WANG Lu,CAI Fengjing,ZHANG Changni,et al.Study on the Sustainable Operation of Basic Medical Insurance Fund for Urban Workers in Wenzhou[J].Journal of Wenzhou Vocational and Technical College,2016,04:38.
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温州市城镇职工基本医疗保险基金可持续运行分析(PDF)

《温州职业技术学院学报》[ISSN:1006-6977/CN:61-1281/TN]

期数:
2016年04期
页码:
38
栏目:
经济与管理
出版日期:
2016-12-25

文章信息/Info

Title:
Study on the Sustainable Operation of Basic Medical Insurance Fund for Urban Workers in Wenzhou
作者:
王璐蔡风景张长霓王洁微
温州大学数学与信息科学学院; 温州市人力资源和社会保障局;
Author(s):
WANG Lu1 CAI Fengjing1 ZHANG Changni2 WANG Jiewei1
1.School of Mathematics and Information Science, Wenzhou University, Wenzhou, 325035, China; 2.Wenzhou Municipal Human Resources and Social Security Bureau, Wenzhou, 325027, China
关键词:
温州 城镇职工 基本医疗保险基金 收支平衡
Keywords:
Wenzhou Urban workers Basic medical insurance fund Revenue and expenditure balanced
分类号:
F842.684;R197.1
DOI:
10.13669/j.cnki.33-1276/z.2016.080
文献标识码:
A
摘要:
为应对人口老龄化,对温州市城镇职工基本医疗保险基金可持续运行进行分析。在细分年龄结构基础上,构建温州市城镇职工基本医疗保险基金收支仿真模型,对人口老龄化背景下的基金收支进行预测。仿真结果表明,在现有政策下,温州市城镇职工基本医疗保险基金将在2022年达到最高累计结余,之后将出现断崖式下降,2031年开始出现赤字。为确保温州市城镇职工基本医疗保险基金可持续发展,应逐步推行弹性延迟退休制度,适当提高征缴比率,合理提高基金收益率,谨慎扩大参保覆盖面,加强政府实时宏观监控。
Abstract:
In order to cope with the ageing population, a study is made on the sustainable operation of basic medical insurance fund for urban workers in Wenzhou. Based on age structure subdivision, a simulation model between income and expenditure of the basic medical insurance fund for urban workers in Wenzhou has been made with the purpose to predict the income and expenditure of the fund in the background of ageing population. The result reveals that with the present policies, the fund will reach the largest accumulated balance in 2022, then it will drop dramatically afterwards, deficit will appear in 2031. To guarantee the sustainable development of the fund, it is suggested to gradually enforce a flexible delayed-retirement system, relatively increase the collection rate, reason?ably raise the fund rate, carefully expand the coverage of insurance and strengthen the real time macroscopic supervision from the government.

参考文献/References

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备注/Memo

备注/Memo:
【基金】 温州市公益性科技计划项目(R20140128);浙江省大学生科技创新活动计划暨新苗人才计划项目(2015R426013);浙江省人力温资源和社会保障课题(2015A069)
更新日期/Last Update: 2016-11-30